Bank of America: BOA Steals Your Money - Checking and Savings

Lost your job? Stolen credit card? Feel like your life could be described by a country song with only one part missing, your dog hasn't died? Voice your words about Bank of America here!

Okay, so let me tell everyone how BOA screwed me over and what they told me afterwords. This all started last September when I lost my job. At the time, I had two checking accounts and a savings account with BOA that had always been in good standing. Shortly after I lost my job, I lost the card to one of my accounts.

Someone, of course, found the card and drained the account leaving me $417.00 overdrawn. I disputed the charges and and the dispute was denied. Now BOA prides themselves on their willingness to help you out in situations such as this one so when I asked why the dispute was denied, I was surprised to hear them say "becase you lost your card." this should have been my first clue that it was time to get out. Anyways, without a job, there was no way that I could pay it back right then so I made arrangements to make payments on as soon as I staried working again.

Now, we jump forward to current day. I've been unemployed for over eight months now and I was about to loose everything. I FINALLY FOUND A JOB! my first weeks pay was direct deposited into my other checking account. it was just over $400.00. I went out and paid a little bit on several bills including BOA.

Now, the total amount of the overdraft on the other account was $417.00, and the total amount of the deposit was $408.00. The total amount of bills that I paid out of the $408.00 was $258.00 leaving me with $150.00 to last me until my next check.

BOA (without notifying me) decided not to stick to out aggreement and they took the full $417.00 out all at once. They did this while all of the other bills that I had already paid were pending. this caused a lot more problems than I started with. by the time they were done, I owed them an additional $280.00 in overdraft fees. I was charged so many fees that by the time my next check ($770.00) was dirrect deposited.

I only saw $453.00 of it. When I asked them to refund the overdraft fees, they refused saying "you shouldn't have let your account get overdrawn.". When I explained that my account wouldn't have been overdrawn if they had stuck with the aggreement, they said "thats how we do business".

REALLY!!!

needless to say, I cllosed my accounts. When I went to open an account with a different bank, I could not. It seems that I am sitll in Chexsystems from my BOA account. When I called BOA to get them to clear me from ChexSystems, they refused because apparently, I still owe them $103.00.

You do the math.

SUCKS RIGHT?

SCREW BANK OF AMERICA!!!!!!!!!!!!

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